In 2026, the federal government will curb access to billions of dollars in student loans, reconfigure how borrowers repay their debt and provide new grant money for short-term career training programs.

Some universities, including Brandeis University, are responding by reshaping humanities programs to emphasize real-world skills, career advising and hands-on work experience.

SAVE plan borrowers eligible for forgiveness must switch to another income-driven repayment plan by the end of December to avoid tax liability.

Students who are economically disadvantaged are far less likely to receive a degree or certificate. In Texas, nearly 60% of public education students are economically disadvantaged.